Take advantage of an assumable FHA loan at an incredible 2.375% interest rate, plus a $5,000 seller credit toward closing costs, an interest rate buy-down, or other eligible expenses! This 3-bedroom, 2-bath single-story home sits on a spacious 0.44-acre fenced and gated lot near the Deschutes River, with nearby river access for outdoor fun. Enjoy fresh interior paint, fiber-optic internet, and an upgraded ATT septic system. The large shed offers exciting potential for conversion to a garage, while the bonus bunkhouse features an incinerator toilet, stall shower, and sink--perfect for guests, a playhouse, movie room or home office. Tie-downs are already installed under the home, making this property ultra ready for the new owners! Don't miss this unique opportunity to enjoy space and versatility in a terrific community with outdoor recreation all around!